Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Allegra Network Franchise Failure Rate: 15.4% SBA Loan Defaults (2010–2019 Federal Data)

15.4%
charge-off rate on 26 SBA 7(a) loans to Allegra Network franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Allegra Network against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Allegra Network 15.4%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%Allegra Network 15.4%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%0%5%10%15%Allegra Network15.4%Commercial Printing(except Screen and6.8%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Allegra Network 15.4%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%Allegra Network 15.4%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%0%5%10%15%Allegra Network15.4%Commercial Printing (except Screen and Books)6.8%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 6 Allegra Network SBA borrowers failed to repay — more than double the Commercial Printing (except Screen and Books) average of 6.8%.

Between 2010 and 2019, 26 Allegra Network franchisees financed with SBA 7(a) loans. 4 defaulted — a 15.4% charge-off rate, 2.3x the Commercial Printing (except Screen and Books) average of 6.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Allegra Network franchise failure rate on SBA loans?

Allegra Network is a Commercial Printing (except Screen and Books) franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Allegra Network franchisees: 26 loans approved between fiscal 2010 and 2019, of which 4 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Allegra Network compare with other Commercial Printing (except Screen and Books) franchises?

The table sets Allegra Network's charge-off rate beside its Commercial Printing (except Screen and Books) peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.

Allegra Network versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureAllegra NetworkCommercial Printing (except Screen and Books)All franchisesAll SBA borrowers
Default (charge-off) rate15.4%6.8%10.2%8.0%
Loans in sample26———
Defaults4———
Average loan size$565,096———
Charge-off rate by approval year — share of each fiscal year's Allegra Network SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2014 14% of 7 loans; FY2015 0% of 3 loans; FY2016 25% of 4 loans; FY2017 20% of 10 loans; FY2018 0% of 2 loansCharge-off rate by approval year: FY2014 14% of 7 loans; FY2015 0% of 3 loans; FY2016 25% of 4 loans; FY2017 20% of 10 loans; FY2018 0% of 2 loans0%10%20%14%2014n=70%2015n=325%2016n=420%2017n=100%2018n=2
Charge-off rate by approval year: FY2014 14% of 7 loans; FY2015 0% of 3 loans; FY2016 25% of 4 loans; FY2017 20% of 10 loans; FY2018 0% of 2 loansCharge-off rate by approval year: FY2014 14% of 7 loans; FY2015 0% of 3 loans; FY2016 25% of 4 loans; FY2017 20% of 10 loans; FY2018 0% of 2 loans0%10%20%14%’14n=70%’15n=325%’16n=420%’17n=100%’18n=2

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20147114.3%
FY2015300.0%
FY20164125.0%
FY201710220.0%
FY2018200.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Allegra Network's figure rests on 26 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 26 resolved loans, one default moves the rate by about 3.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Allegra Network figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 26 resolved loans — directional, not precise.

Frequently asked

What is Allegra Network's franchise failure rate on SBA loans?
Between 2010 and 2019, 26 Allegra Network franchisees financed with SBA 7(a) loans. 4 defaulted — a 15.4% charge-off rate, 2.3x the Commercial Printing (except Screen and Books) average of 6.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Allegra Network a safe franchise investment?
Between 2010–2019, Allegra Network franchisees defaulted on SBA loans at 15.4% versus a 6.8% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Allegra Network franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 15.4% (4 of 26 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/allegra-network/ · Data & methodology · Download the dataset (CSV)