SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
SpeedPro Imaging Franchise Failure Rate: 20.5% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 5 SpeedPro Imaging SBA borrowers failed to repay — more than double the Commercial Printing (except Screen and Books) average of 6.8%.
Between 2010 and 2019, 39 SpeedPro Imaging franchisees financed with SBA 7(a) loans. 8 defaulted — a 20.5% charge-off rate, 3.0x the Commercial Printing (except Screen and Books) average of 6.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the SpeedPro Imaging franchise failure rate on SBA loans?
SpeedPro Imaging is a Commercial Printing (except Screen and Books) franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to SpeedPro Imaging franchisees: 39 loans approved between fiscal 2010 and 2019, of which 8 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201939
- Charged off8
- Charge-off rate20.5%
- Commercial Printing (except Screen and Books) franchise benchmark6.8%
- Brand vs industry3.0x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$211,188
- New SBA loans since 202032
- Early charge-offs since 20201
How does SpeedPro Imaging compare with other Commercial Printing (except Screen and Books) franchises?
The table sets SpeedPro Imaging's charge-off rate beside its Commercial Printing (except Screen and Books) peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.
| Measure | SpeedPro Imaging | Commercial Printing (except Screen and Books) | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 20.5% | 6.8% | 10.2% | 8.0% |
| Loans in sample | 39 | — | — | — |
| Defaults | 8 | — | — | — |
| Average loan size | $211,188 | — | — | — |
What has SpeedPro Imaging SBA lending looked like since 2020?
Since 2020, SpeedPro Imaging franchisees have taken 32 new SBA 7(a) loans. 1 has already charged off. Early defaults on loans under six years old are notable — most SBA failures take longer to develop.
Loans approved since 2020, by fiscal year — counts only: 1 has charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 4 | 0 | 0.0% |
| FY2011 | 1 | 0 | 0.0% |
| FY2012 | 6 | 0 | 0.0% |
| FY2013 | 1 | 0 | 0.0% |
| FY2014 | 4 | 1 | 25.0% |
| FY2015 | 4 | 2 | 50.0% |
| FY2016 | 9 | 2 | 22.2% |
| FY2017 | 3 | 2 | 66.7% |
| FY2018 | 2 | 1 | 50.0% |
| FY2019 | 5 | 0 | 0.0% |
| FY2020 | 4 | — | outstanding |
| FY2021 | 3 | — | outstanding |
| FY2022 | 2 | — | outstanding |
| FY2023 | 1 | — | outstanding |
| FY2024 | 5 | — | outstanding |
| FY2025 | 11 | — | outstanding |
| FY2026 | 6 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
SpeedPro Imaging's figure rests on 39 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 39 resolved loans, one default moves the rate by about 2.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every SpeedPro Imaging figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 39 resolved loans — directional, not precise.
Frequently asked
- What is SpeedPro Imaging's franchise failure rate on SBA loans?
- Between 2010 and 2019, 39 SpeedPro Imaging franchisees financed with SBA 7(a) loans. 8 defaulted — a 20.5% charge-off rate, 3.0x the Commercial Printing (except Screen and Books) average of 6.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is SpeedPro Imaging a safe franchise investment?
- Between 2010–2019, SpeedPro Imaging franchisees defaulted on SBA loans at 20.5% versus a 6.8% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). SpeedPro Imaging franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 20.5% (8 of 39 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/speedpro-imaging/ · Data & methodology · Download the dataset (CSV)