Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Minuteman Press Franchise Failure Rate: 17.1% SBA Loan Defaults (2010–2019 Federal Data)

17.1%
charge-off rate on 82 SBA 7(a) loans to Minuteman Press franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Minuteman Press against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Minuteman Press 17.1%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%Minuteman Press 17.1%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%0%5%10%15%Minuteman Press17.1%Commercial Printing(except Screen and6.8%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Minuteman Press 17.1%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%Minuteman Press 17.1%; Commercial Printing (except Screen and Books) 6.8%; All franchises 10.2%0%5%10%15%Minuteman Press17.1%Commercial Printing (except Screen and Books)6.8%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 6 Minuteman Press SBA borrowers failed to repay — more than double the Commercial Printing (except Screen and Books) average of 6.8%.

Between 2010 and 2019, 82 Minuteman Press franchisees financed with SBA 7(a) loans. 14 defaulted — a 17.1% charge-off rate, 2.5x the Commercial Printing (except Screen and Books) average of 6.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Minuteman Press franchise failure rate on SBA loans?

Minuteman Press is a Commercial Printing (except Screen and Books) franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Minuteman Press franchisees: 82 loans approved between fiscal 2010 and 2019, of which 14 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Minuteman Press compare with other Commercial Printing (except Screen and Books) franchises?

The table sets Minuteman Press's charge-off rate beside its Commercial Printing (except Screen and Books) peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.

Minuteman Press versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureMinuteman PressCommercial Printing (except Screen and Books)All franchisesAll SBA borrowers
Default (charge-off) rate17.1%6.8%10.2%8.0%
Loans in sample82———
Defaults14———
Average loan size$161,946———

What has Minuteman Press SBA lending looked like since 2020?

Since 2020, Minuteman Press franchisees have taken 84 new SBA 7(a) loans. 4 have already charged off. Early defaults on loans under six years old are notable — most SBA failures take longer to develop.

Charge-off rate by approval year — share of each fiscal year's Minuteman Press SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 25% of 8 loans; FY2011 17% of 6 loans; FY2012 17% of 6 loans; FY2013 8% of 13 loans; FY2014 40% of 10 loans; FY2015 0% of 7 loans; FY2016 11% of 9 loans; FY2017 0% of 10 loans; FY2018 50% of 8 loans; FY2019 0% of 5 loansCharge-off rate by approval year: FY2010 25% of 8 loans; FY2011 17% of 6 loans; FY2012 17% of 6 loans; FY2013 8% of 13 loans; FY2014 40% of 10 loans; FY2015 0% of 7 loans; FY2016 11% of 9 loans; FY2017 0% of 10 loans; FY2018 50% of 8 loans; FY2019 0% of 5 loans0%20%40%25%2010n=817%2011n=617%2012n=68%2013n=1340%2014n=100%2015n=711%2016n=90%2017n=1050%2018n=80%2019n=5
Charge-off rate by approval year: FY2010 25% of 8 loans; FY2011 17% of 6 loans; FY2012 17% of 6 loans; FY2013 8% of 13 loans; FY2014 40% of 10 loans; FY2015 0% of 7 loans; FY2016 11% of 9 loans; FY2017 0% of 10 loans; FY2018 50% of 8 loans; FY2019 0% of 5 loansCharge-off rate by approval year: FY2010 25% of 8 loans; FY2011 17% of 6 loans; FY2012 17% of 6 loans; FY2013 8% of 13 loans; FY2014 40% of 10 loans; FY2015 0% of 7 loans; FY2016 11% of 9 loans; FY2017 0% of 10 loans; FY2018 50% of 8 loans; FY2019 0% of 5 loans0%20%40%25%’10n=817%’11n=617%’12n=68%’13n=1340%’14n=100%’15n=711%’16n=90%’17n=1050%’18n=80%’19n=5

Loans approved since 2020, by fiscal year — counts only: 4 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 11; FY2021 11; FY2022 11; FY2023 11; FY2024 14; FY2025 16; FY2026 10Loans approved since 2020: FY2020 11; FY2021 11; FY2022 11; FY2023 11; FY2024 14; FY2025 16; FY2026 10112020112021112022112023142024162025102026
Loans approved since 2020: FY2020 11; FY2021 11; FY2022 11; FY2023 11; FY2024 14; FY2025 16; FY2026 10Loans approved since 2020: FY2020 11; FY2021 11; FY2022 11; FY2023 11; FY2024 14; FY2025 16; FY2026 1011’2011’2111’2211’2314’2416’2510’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20108225.0%
FY20116116.7%
FY20126116.7%
FY20131317.7%
FY201410440.0%
FY2015700.0%
FY20169111.1%
FY20171000.0%
FY20188450.0%
FY2019500.0%
FY202011—outstanding
FY202111—outstanding
FY202211—outstanding
FY202311—outstanding
FY202414—outstanding
FY202516—outstanding
FY202610—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Minuteman Press's figure rests on 82 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 82 resolved loans, one default moves the rate by about 1.2 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Minuteman Press figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 82 resolved loans — directional, not precise.

Frequently asked

What is Minuteman Press's franchise failure rate on SBA loans?
Between 2010 and 2019, 82 Minuteman Press franchisees financed with SBA 7(a) loans. 14 defaulted — a 17.1% charge-off rate, 2.5x the Commercial Printing (except Screen and Books) average of 6.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Minuteman Press a safe franchise investment?
Between 2010–2019, Minuteman Press franchisees defaulted on SBA loans at 17.1% versus a 6.8% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Minuteman Press franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 17.1% (14 of 82 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/minuteman-press/ · Data & methodology · Download the dataset (CSV)