SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Amazing Lash Studio Franchise Failure Rate: 13.8% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 7 Amazing Lash Studio SBA borrowers failed to repay — well above the Beauty Salons average of 8.6%.
Between 2010 and 2019, 116 Amazing Lash Studio franchisees financed with SBA 7(a) loans. 16 defaulted — a 13.8% charge-off rate, 1.6x the Beauty Salons average of 8.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Amazing Lash Studio franchise failure rate on SBA loans?
Amazing Lash Studio is a Beauty Salons franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Amazing Lash Studio franchisees: 116 loans approved between fiscal 2010 and 2019, of which 16 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019116
- Charged off16
- Charge-off rate13.8%
- Beauty Salons franchise benchmark8.6%
- Brand vs industry1.6x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$394,727
- New SBA loans since 202042
- Early charge-offs since 20200
How does Amazing Lash Studio compare with other Beauty Salons franchises?
The table sets Amazing Lash Studio's charge-off rate beside its Beauty Salons peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Amazing Lash Studio | Beauty Salons | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 13.8% | 8.6% | 10.2% | 8.0% |
| Loans in sample | 116 | — | — | — |
| Defaults | 16 | — | — | — |
| Average loan size | $394,727 | — | — | — |
What has Amazing Lash Studio SBA lending looked like since 2020?
Since 2020, Amazing Lash Studio franchisees have taken 42 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2014 | 3 | 0 | 0.0% |
| FY2015 | 24 | 1 | 4.2% |
| FY2016 | 33 | 7 | 21.2% |
| FY2017 | 25 | 5 | 20.0% |
| FY2018 | 16 | 1 | 6.2% |
| FY2019 | 15 | 2 | 13.3% |
| FY2020 | 7 | — | outstanding |
| FY2021 | 14 | — | outstanding |
| FY2022 | 5 | — | outstanding |
| FY2023 | 3 | — | outstanding |
| FY2024 | 4 | — | outstanding |
| FY2025 | 5 | — | outstanding |
| FY2026 | 4 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Amazing Lash Studio's figure rests on 116 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 116 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Amazing Lash Studio figure is recomputed from the public SBA FOIA file on each rebuild.
Frequently asked
- What is Amazing Lash Studio's franchise failure rate on SBA loans?
- Between 2010 and 2019, 116 Amazing Lash Studio franchisees financed with SBA 7(a) loans. 16 defaulted — a 13.8% charge-off rate, 1.6x the Beauty Salons average of 8.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Amazing Lash Studio a safe franchise investment?
- Between 2010–2019, Amazing Lash Studio franchisees defaulted on SBA loans at 13.8% versus a 8.6% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Amazing Lash Studio franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 13.8% (16 of 116 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/amazing-lash-studio/ · Data & methodology · Download the dataset (CSV)