SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Seva Beauty Franchise Failure Rate: 10.3% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 10 Seva Beauty SBA borrowers failed to repay — above the Beauty Salons average of 8.6%.
Between 2010 and 2019, 29 Seva Beauty franchisees financed with SBA 7(a) loans. 3 defaulted — a 10.3% charge-off rate, 1.2x the Beauty Salons average of 8.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Seva Beauty franchise failure rate on SBA loans?
Seva Beauty is a Beauty Salons franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Seva Beauty franchisees: 29 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201929
- Charged off3
- Charge-off rate10.3%
- Beauty Salons franchise benchmark8.6%
- Brand vs industry1.2x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$148,024
How does Seva Beauty compare with other Beauty Salons franchises?
The table sets Seva Beauty's charge-off rate beside its Beauty Salons peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Seva Beauty | Beauty Salons | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 10.3% | 8.6% | 10.2% | 8.0% |
| Loans in sample | 29 | — | — | — |
| Defaults | 3 | — | — | — |
| Average loan size | $148,024 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2013 | 1 | 0 | 0.0% |
| FY2016 | 20 | 3 | 15.0% |
| FY2017 | 8 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Seva Beauty's figure rests on 29 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 29 resolved loans, one default moves the rate by about 3.4 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Seva Beauty figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 29 resolved loans — directional, not precise.
Frequently asked
- What is Seva Beauty's franchise failure rate on SBA loans?
- Between 2010 and 2019, 29 Seva Beauty franchisees financed with SBA 7(a) loans. 3 defaulted — a 10.3% charge-off rate, 1.2x the Beauty Salons average of 8.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Seva Beauty a safe franchise investment?
- Between 2010–2019, Seva Beauty franchisees defaulted on SBA loans at 10.3% versus a 8.6% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Seva Beauty franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 10.3% (3 of 29 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/seva-beauty/ · Data & methodology · Download the dataset (CSV)