Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Baskin-Robbins Franchise Failure Rate: 7.0% SBA Loan Defaults (2010–2019 Federal Data)

7.0%
charge-off rate on 57 SBA 7(a) loans to Baskin-Robbins franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Baskin-Robbins against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Baskin-Robbins 7.0%; Snack and Nonalcoholic Beverage Bars 10.1%; All franchises 10.2%Baskin-Robbins 7.0%; Snack and Nonalcoholic Beverage Bars 10.1%; All franchises 10.2%0%2%4%6%8%10%Baskin-Robbins7.0%Snack and NonalcoholicBeverage Bars10.1%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Baskin-Robbins 7.0%; Snack and Nonalcoholic Beverage Bars 10.1%; All franchises 10.2%Baskin-Robbins 7.0%; Snack and Nonalcoholic Beverage Bars 10.1%; All franchises 10.2%0%2%4%6%8%10%Baskin-Robbins7.0%Snack and Nonalcoholic Beverage Bars10.1%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 14 Baskin-Robbins SBA borrowers failed to repay — well below the Snack and Nonalcoholic Beverage Bars average of 10.1%.

Between 2010 and 2019, 57 Baskin-Robbins franchisees financed with SBA 7(a) loans. 4 defaulted — a 7.0% charge-off rate, 0.7x the Snack and Nonalcoholic Beverage Bars average of 10.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Baskin-Robbins franchise failure rate on SBA loans?

Baskin-Robbins is a Snack and Nonalcoholic Beverage Bars franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Baskin-Robbins franchisees: 57 loans approved between fiscal 2010 and 2019, of which 4 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Baskin-Robbins compare with other Snack and Nonalcoholic Beverage Bars franchises?

The table sets Baskin-Robbins's charge-off rate beside its Snack and Nonalcoholic Beverage Bars peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Baskin-Robbins versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureBaskin-RobbinsSnack and Nonalcoholic Beverage BarsAll franchisesAll SBA borrowers
Default (charge-off) rate7.0%10.1%10.2%8.0%
Loans in sample57———
Defaults4———
Average loan size$193,351———

What has Baskin-Robbins SBA lending looked like since 2020?

Since 2020, Baskin-Robbins franchisees have taken 62 new SBA 7(a) loans. 1 has already charged off. Early defaults on loans under six years old are notable — most SBA failures take longer to develop.

Charge-off rate by approval year — share of each fiscal year's Baskin-Robbins SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2012 0% of 1 loans; FY2014 0% of 12 loans; FY2015 0% of 5 loans; FY2016 18% of 11 loans; FY2017 0% of 9 loans; FY2018 11% of 9 loans; FY2019 10% of 10 loansCharge-off rate by approval year: FY2012 0% of 1 loans; FY2014 0% of 12 loans; FY2015 0% of 5 loans; FY2016 18% of 11 loans; FY2017 0% of 9 loans; FY2018 11% of 9 loans; FY2019 10% of 10 loans0%10%20%0%2012n=10%2014n=120%2015n=518%2016n=110%2017n=911%2018n=910%2019n=10
Charge-off rate by approval year: FY2012 0% of 1 loans; FY2014 0% of 12 loans; FY2015 0% of 5 loans; FY2016 18% of 11 loans; FY2017 0% of 9 loans; FY2018 11% of 9 loans; FY2019 10% of 10 loansCharge-off rate by approval year: FY2012 0% of 1 loans; FY2014 0% of 12 loans; FY2015 0% of 5 loans; FY2016 18% of 11 loans; FY2017 0% of 9 loans; FY2018 11% of 9 loans; FY2019 10% of 10 loans0%10%20%0%’12n=10%’14n=120%’15n=518%’16n=110%’17n=911%’18n=910%’19n=10

Loans approved since 2020, by fiscal year — counts only: 1 has charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 5; FY2021 10; FY2022 10; FY2023 8; FY2024 10; FY2025 10; FY2026 9Loans approved since 2020: FY2020 5; FY2021 10; FY2022 10; FY2023 8; FY2024 10; FY2025 10; FY2026 9520201020211020228202310202410202592026
Loans approved since 2020: FY2020 5; FY2021 10; FY2022 10; FY2023 8; FY2024 10; FY2025 10; FY2026 9Loans approved since 2020: FY2020 5; FY2021 10; FY2022 10; FY2023 8; FY2024 10; FY2025 10; FY2026 95’2010’2110’228’2310’2410’259’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2012100.0%
FY20141200.0%
FY2015500.0%
FY201611218.2%
FY2017900.0%
FY20189111.1%
FY201910110.0%
FY20205—outstanding
FY202110—outstanding
FY202210—outstanding
FY20238—outstanding
FY202410—outstanding
FY202510—outstanding
FY20269—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Baskin-Robbins's figure rests on 57 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 57 resolved loans, one default moves the rate by about 1.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Baskin-Robbins figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 57 resolved loans — directional, not precise.

Frequently asked

What is Baskin-Robbins's franchise failure rate on SBA loans?
Between 2010 and 2019, 57 Baskin-Robbins franchisees financed with SBA 7(a) loans. 4 defaulted — a 7.0% charge-off rate, 0.7x the Snack and Nonalcoholic Beverage Bars average of 10.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Baskin-Robbins a safe franchise investment?
Between 2010–2019, Baskin-Robbins franchisees defaulted on SBA loans at 7.0% versus a 10.1% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Baskin-Robbins franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 7.0% (4 of 57 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/baskin-robbins/ · Data & methodology · Download the dataset (CSV)