SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Snack and Nonalcoholic Beverage Bars Franchise Failure Rates: SBA Loan Defaults for 24 Brands
Snack and Nonalcoholic Beverage Bars franchises charged off 10.1% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 24 brands: default rates ranged from Biggby Coffee (0.0%) to Orange Leaf (25.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Snack and Nonalcoholic Beverage Bars franchises perform on SBA loans?
Across the 24 Snack and Nonalcoholic Beverage Bars brands tracked here, 998 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 108 were charged off — a pooled rate of 10.8% for these brands against a 10.1% benchmark for all Snack and Nonalcoholic Beverage Bars franchise loans. 2 brands with 20+ loans ran at more than twice the industry benchmark; 2 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked24
- SBA 7(a) loans, FY2010–2019998
- Charged off108
- Pooled rate, these brands10.8%
- Snack and Nonalcoholic Beverage Bars benchmark (all franchise loans)10.1%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateBiggby Coffee · 0.0%
- Highest rateOrange Leaf · 25.0%
Which Snack and Nonalcoholic Beverage Bars franchise brands have the highest and lowest SBA default rates?
Every Snack and Nonalcoholic Beverage Bars brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Sub Zero Ice Cream | 16 | 9 | 56.2%* | 5.6x | 0 | 0 |
| Orange Leaf | 36 | 9 | 25.0% | 2.5x | 0 | 0 |
| Bahama Buck's | 57 | 14 | 24.6% | 2.4x | 0 | 0 |
| Nestle Toll House Cafe by Chip | 16 | 3 | 18.8%* | 1.9x | 5 | 1 |
| Menchie's | 187 | 33 | 17.6% | 1.7x | 41 | 0 |
| Clean Juice | 33 | 5 | 15.2% | 1.5x | 39 | 3 |
| Bruster's | 15 | 2 | 13.3%* | 1.3x | 0 | 0 |
| Philly Pretzel Factory | 15 | 2 | 13.3%* | 1.3x | 25 | 0 |
| Rita's Ice-Custard-Happiness | 66 | 8 | 12.1% | 1.2x | 80 | 0 |
| Marble Slab Creamery | 17 | 2 | 11.8%* | 1.2x | 8 | 0 |
| Nekter Juice Bar | 26 | 3 | 11.5% | 1.1x | 40 | 1 |
| Honey Dew Donuts | 18 | 2 | 11.1%* | 1.1x | 7 | 0 |
| Yogurtland | 61 | 5 | 8.2% | 0.8x | 4 | 0 |
| Baskin-Robbins | 57 | 4 | 7.0% | 0.7x | 62 | 1 |
| TCBY | 33 | 2 | 6.1% | 0.6x | 1 | 0 |
| Auntie Anne's | 39 | 2 | 5.1% | 0.5x | 34 | 0 |
| Rita's Real Italian Water Ice | 20 | 1 | 5.0% | 0.5x | 0 | 0 |
| Philly Soft Pretzel Factory | 27 | 1 | 3.7% | 0.4x | 0 | 0 |
| Cold Stone Creamery | 73 | 1 | 1.4% | 0.1x | 183 | 1 |
| Auntie Ann's | 19 | 0 | 0.0%* | — | 0 | 0 |
| Biggby Coffee | 72 | 0 | 0.0% | — | 160 | 1 |
| Dutch Bros. Coffee | 47 | 0 | 0.0% | — | 0 | 0 |
| Great American Cookies | 33 | 0 | 0.0% | — | 29 | 0 |
| Juice It Up | 15 | 0 | 0.0%* | — | 18 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Snack and Nonalcoholic Beverage Bars franchises have the highest SBA default rates?
- Among Snack and Nonalcoholic Beverage Bars brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Orange Leaf (25.0%), Bahama Buck's (24.6%), Menchie's (17.6%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Snack and Nonalcoholic Beverage Bars franchise SBA default rate benchmark?
- Snack and Nonalcoholic Beverage Bars franchise borrowers charged off 10.1% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Snack and Nonalcoholic Beverage Bars franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 24 brands, pooled 10.8%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/snack-and-nonalcoholic-beverage-bars/ · Data & methodology · Download the dataset (CSV)