SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Yogurtland Franchise Failure Rate: 8.2% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 12 Yogurtland SBA borrowers failed to repay — below the Snack and Nonalcoholic Beverage Bars average of 10.1%.
Between 2010 and 2019, 61 Yogurtland franchisees financed with SBA 7(a) loans. 5 defaulted — a 8.2% charge-off rate, 0.8x the Snack and Nonalcoholic Beverage Bars average of 10.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Yogurtland franchise failure rate on SBA loans?
Yogurtland is a Snack and Nonalcoholic Beverage Bars franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Yogurtland franchisees: 61 loans approved between fiscal 2010 and 2019, of which 5 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201961
- Charged off5
- Charge-off rate8.2%
- Snack and Nonalcoholic Beverage Bars franchise benchmark10.1%
- Brand vs industry0.8x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$378,295
- New SBA loans since 20204
- Early charge-offs since 20200
How does Yogurtland compare with other Snack and Nonalcoholic Beverage Bars franchises?
The table sets Yogurtland's charge-off rate beside its Snack and Nonalcoholic Beverage Bars peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Yogurtland | Snack and Nonalcoholic Beverage Bars | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 8.2% | 10.1% | 10.2% | 8.0% |
| Loans in sample | 61 | — | — | — |
| Defaults | 5 | — | — | — |
| Average loan size | $378,295 | — | — | — |
What has Yogurtland SBA lending looked like since 2020?
Since 2020, Yogurtland franchisees have taken 4 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 1 | 0 | 0.0% |
| FY2011 | 3 | 0 | 0.0% |
| FY2012 | 3 | 2 | 66.7% |
| FY2013 | 9 | 1 | 11.1% |
| FY2014 | 16 | 1 | 6.2% |
| FY2015 | 7 | 0 | 0.0% |
| FY2016 | 9 | 1 | 11.1% |
| FY2017 | 4 | 0 | 0.0% |
| FY2018 | 3 | 0 | 0.0% |
| FY2019 | 6 | 0 | 0.0% |
| FY2022 | 2 | — | outstanding |
| FY2023 | 1 | — | outstanding |
| FY2024 | 1 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Yogurtland's figure rests on 61 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 61 resolved loans, one default moves the rate by about 1.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Yogurtland figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 61 resolved loans — directional, not precise.
Frequently asked
- What is Yogurtland's franchise failure rate on SBA loans?
- Between 2010 and 2019, 61 Yogurtland franchisees financed with SBA 7(a) loans. 5 defaulted — a 8.2% charge-off rate, 0.8x the Snack and Nonalcoholic Beverage Bars average of 10.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Yogurtland a safe franchise investment?
- Between 2010–2019, Yogurtland franchisees defaulted on SBA loans at 8.2% versus a 10.1% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Yogurtland franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 8.2% (5 of 61 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/yogurtland/ · Data & methodology · Download the dataset (CSV)