SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Sports Clips Franchise Failure Rate: 1.2% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 83 Sports Clips SBA borrowers failed to repay — well below the Barber Shops average of 7.4%.
Between 2010 and 2019, 164 Sports Clips franchisees financed with SBA 7(a) loans. 2 defaulted — a 1.2% charge-off rate, 0.2x the Barber Shops average of 7.4%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Sports Clips franchise failure rate on SBA loans?
Sports Clips is a Barber Shops franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Sports Clips franchisees: 164 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019164
- Charged off2
- Charge-off rate1.2%
- Barber Shops franchise benchmark7.4%
- Brand vs industry0.2x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$196,045
How does Sports Clips compare with other Barber Shops franchises?
The table sets Sports Clips's charge-off rate beside its Barber Shops peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Sports Clips | Barber Shops | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 1.2% | 7.4% | 10.2% | 8.0% |
| Loans in sample | 164 | — | — | — |
| Defaults | 2 | — | — | — |
| Average loan size | $196,045 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 37 | 0 | 0.0% |
| FY2011 | 22 | 0 | 0.0% |
| FY2012 | 56 | 1 | 1.8% |
| FY2013 | 49 | 1 | 2.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Sports Clips's figure rests on 164 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 164 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Sports Clips figure is recomputed from the public SBA FOIA file on each rebuild.
Frequently asked
- What is Sports Clips's franchise failure rate on SBA loans?
- Between 2010 and 2019, 164 Sports Clips franchisees financed with SBA 7(a) loans. 2 defaulted — a 1.2% charge-off rate, 0.2x the Barber Shops average of 7.4%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Sports Clips a safe franchise investment?
- Between 2010–2019, Sports Clips franchisees defaulted on SBA loans at 1.2% versus a 7.4% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Sports Clips franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.2% (2 of 164 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/sports-clips/ · Data & methodology · Download the dataset (CSV)