SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

All Other Specialty Food Stores Franchise Failure Rates: SBA Loan Defaults for 3 Brands

10.2%
charge-off rate across all other specialty food stores franchise SBA 7(a) loans, FY2010–2019

All Other Specialty Food Stores franchises charged off 10.2% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from Edible Arrangements (13.8%) to Edible Arrangements (13.8%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do All Other Specialty Food Stores franchises perform on SBA loans?

Across the 3 All Other Specialty Food Stores brands tracked here, 225 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 28 were charged off — a pooled rate of 12.4% for these brands against a 10.2% benchmark for all All Other Specialty Food Stores franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

Which All Other Specialty Food Stores franchise brands have the highest and lowest SBA default rates?

Every All Other Specialty Food Stores brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

3 brands
All Other Specialty Food Stores franchise brands — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.
BrandLoansDefaultsRatevs industry avgLoans since 2020Early charge-offs
Edible Arrangements1892613.8%1.4x632
The Spice & Tea Exchange1715.9%*0.6x200
Beef Jerky Outlet Franchise1915.3%*0.5x00

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.

Frequently asked

Which All Other Specialty Food Stores franchises have the highest SBA default rates?
Among All Other Specialty Food Stores brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Edible Arrangements (13.8%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
What is the All Other Specialty Food Stores franchise SBA default rate benchmark?
All Other Specialty Food Stores franchise borrowers charged off 10.2% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.

Cite this page

Franchise Default Rates (2026). All Other Specialty Food Stores franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 3 brands, pooled 12.4%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/industry/all-other-specialty-food-stores/ · Data & methodology · Download the dataset (CSV)