SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Automotive Transmission Repair Franchise Failure Rates: SBA Loan Defaults for 1 Brands

14.6%
charge-off rate across automotive transmission repair franchise SBA 7(a) loans, FY2010–2019

Automotive Transmission Repair franchises charged off 14.6% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 1 brand: AAMCO Transmissions, with a default rate of 23.7%. Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Automotive Transmission Repair franchises perform on SBA loans?

Across the 1 Automotive Transmission Repair brand tracked here, 76 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 18 were charged off — a pooled rate of 23.7% for these brands against a 14.6% benchmark for all Automotive Transmission Repair franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

Which Automotive Transmission Repair franchise brands have the highest and lowest SBA default rates?

Every Automotive Transmission Repair brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

1 brands
Automotive Transmission Repair franchise brands — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.
BrandLoansDefaultsRatevs industry avgLoans since 2020Early charge-offs
AAMCO Transmissions761823.7%1.6x00

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.

Frequently asked

Which Automotive Transmission Repair franchises have the highest SBA default rates?
Among Automotive Transmission Repair brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were AAMCO Transmissions (23.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
What is the Automotive Transmission Repair franchise SBA default rate benchmark?
Automotive Transmission Repair franchise borrowers charged off 14.6% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.

Cite this page

Franchise Default Rates (2026). Automotive Transmission Repair franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 1 brands, pooled 23.7%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/industry/automotive-transmission-repair/ · Data & methodology · Download the dataset (CSV)