SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Car Washes Franchise Failure Rates: SBA Loan Defaults for 1 Brands

Car Washes franchises charged off 5.9% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 1 brand: DetailXPerts, with a default rate of 46.7%. Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Car Washes franchises perform on SBA loans?

Across the 1 Car Washes brand tracked here, 15 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 7 were charged off — a pooled rate of 46.7% for these brands against a 5.9% benchmark for all Car Washes franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked1
• SBA 7(a) loans, FY2010–201915
• Charged off7
• Pooled rate, these brands46.7%
• Car Washes benchmark (all franchise loans)5.9%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateDetailXPerts · 46.7%
• Highest rateDetailXPerts · 46.7%

Which Car Washes franchise brands have the highest and lowest SBA default rates?

Every Car Washes brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.