SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Carpet and Upholstery Cleaning Services Franchise Failure Rates: SBA Loan Defaults for 3 Brands

8.2%
charge-off rate across carpet and upholstery cleaning services franchise SBA 7(a) loans, FY2010–2019

Carpet and Upholstery Cleaning Services franchises charged off 8.2% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from AdvantaClean (11.8%) to Chem-Dry (28.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Carpet and Upholstery Cleaning Services franchises perform on SBA loans?

Across the 3 Carpet and Upholstery Cleaning Services brands tracked here, 83 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 17 were charged off — a pooled rate of 20.5% for these brands against a 8.2% benchmark for all Carpet and Upholstery Cleaning Services franchise loans. 2 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

Which Carpet and Upholstery Cleaning Services franchise brands have the highest and lowest SBA default rates?

Every Carpet and Upholstery Cleaning Services brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

3 brands
Carpet and Upholstery Cleaning Services franchise brands — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.
BrandLoansDefaultsRatevs industry avgLoans since 2020Early charge-offs
Chem-Dry25728.0%3.4x50
Oxi Fresh Carpet Cleaning24625.0%3.0x301
AdvantaClean34411.8%1.4x160

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.

Frequently asked

Which Carpet and Upholstery Cleaning Services franchises have the highest SBA default rates?
Among Carpet and Upholstery Cleaning Services brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Chem-Dry (28.0%), Oxi Fresh Carpet Cleaning (25.0%), AdvantaClean (11.8%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
What is the Carpet and Upholstery Cleaning Services franchise SBA default rate benchmark?
Carpet and Upholstery Cleaning Services franchise borrowers charged off 8.2% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.

Cite this page

Franchise Default Rates (2026). Carpet and Upholstery Cleaning Services franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 3 brands, pooled 20.5%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/industry/carpet-and-upholstery-cleaning-services/ · Data & methodology · Download the dataset (CSV)