SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Carpet and Upholstery Cleaning Services Franchise Failure Rates: SBA Loan Defaults for 3 Brands
Carpet and Upholstery Cleaning Services franchises charged off 8.2% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from AdvantaClean (11.8%) to Chem-Dry (28.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Carpet and Upholstery Cleaning Services franchises perform on SBA loans?
Across the 3 Carpet and Upholstery Cleaning Services brands tracked here, 83 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 17 were charged off — a pooled rate of 20.5% for these brands against a 8.2% benchmark for all Carpet and Upholstery Cleaning Services franchise loans. 2 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked3
- SBA 7(a) loans, FY2010–201983
- Charged off17
- Pooled rate, these brands20.5%
- Carpet and Upholstery Cleaning Services benchmark (all franchise loans)8.2%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateAdvantaClean · 11.8%
- Highest rateChem-Dry · 28.0%
Which Carpet and Upholstery Cleaning Services franchise brands have the highest and lowest SBA default rates?
Every Carpet and Upholstery Cleaning Services brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Chem-Dry | 25 | 7 | 28.0% | 3.4x | 5 | 0 |
| Oxi Fresh Carpet Cleaning | 24 | 6 | 25.0% | 3.0x | 30 | 1 |
| AdvantaClean | 34 | 4 | 11.8% | 1.4x | 16 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Carpet and Upholstery Cleaning Services franchises have the highest SBA default rates?
- Among Carpet and Upholstery Cleaning Services brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Chem-Dry (28.0%), Oxi Fresh Carpet Cleaning (25.0%), AdvantaClean (11.8%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Carpet and Upholstery Cleaning Services franchise SBA default rate benchmark?
- Carpet and Upholstery Cleaning Services franchise borrowers charged off 8.2% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Carpet and Upholstery Cleaning Services franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 3 brands, pooled 20.5%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/carpet-and-upholstery-cleaning-services/ · Data & methodology · Download the dataset (CSV)