SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Commercial and Institutional Building Construction Franchise Failure Rates: SBA Loan Defaults for 1 Brands

Commercial and Institutional Building Construction franchises charged off 9.5% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 1 brand: RESTORATION1, with a default rate of 0.0%. Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Commercial and Institutional Building Construction franchises perform on SBA loans?

Across the 1 Commercial and Institutional Building Construction brand tracked here, 16 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 0 were charged off — a pooled rate of 0.0% for these brands against a 9.5% benchmark for all Commercial and Institutional Building Construction franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked1
• SBA 7(a) loans, FY2010–201916
• Charged off0
• Pooled rate, these brands0.0%
• Commercial and Institutional Building Construction benchmark (all franchise loans)9.5%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateRESTORATION1 · 0.0%
• Highest rateRESTORATION1 · 0.0%

Which Commercial and Institutional Building Construction franchise brands have the highest and lowest SBA default rates?

Every Commercial and Institutional Building Construction brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.