SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Educational Support Services Franchise Failure Rates: SBA Loan Defaults for 3 Brands
Educational Support Services franchises charged off 8.0% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from Kumon Center (4.8%) to Brain Balance (20.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Educational Support Services franchises perform on SBA loans?
Across the 3 Educational Support Services brands tracked here, 70 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 9 were charged off — a pooled rate of 12.9% for these brands against a 8.0% benchmark for all Educational Support Services franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked3
- SBA 7(a) loans, FY2010–201970
- Charged off9
- Pooled rate, these brands12.9%
- Educational Support Services benchmark (all franchise loans)8.0%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateKumon Center · 4.8%
- Highest rateBrain Balance · 20.7%
Which Educational Support Services franchise brands have the highest and lowest SBA default rates?
Every Educational Support Services brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Brain Balance | 29 | 6 | 20.7% | 2.6x | 8 | 0 |
| Sylvan Learning | 20 | 2 | 10.0% | 1.2x | 0 | 0 |
| Kumon Center | 21 | 1 | 4.8% | 0.6x | 0 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Educational Support Services franchises have the highest SBA default rates?
- Among Educational Support Services brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Brain Balance (20.7%), Sylvan Learning (10.0%), Kumon Center (4.8%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Educational Support Services franchise SBA default rate benchmark?
- Educational Support Services franchise borrowers charged off 8.0% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Educational Support Services franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 3 brands, pooled 12.9%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/educational-support-services/ · Data & methodology · Download the dataset (CSV)