SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Employment Placement Agencies Franchise Failure Rates: SBA Loan Defaults for 2 Brands

Employment Placement Agencies franchises charged off 7.5% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 2 brands: default rates ranged from Express Employment Professionals/express Pers (0.0%) to Patrice & Associates (36.4%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Employment Placement Agencies franchises perform on SBA loans?

Across the 2 Employment Placement Agencies brands tracked here, 68 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 12 were charged off — a pooled rate of 17.6% for these brands against a 7.5% benchmark for all Employment Placement Agencies franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked2
• SBA 7(a) loans, FY2010–201968
• Charged off12
• Pooled rate, these brands17.6%
• Employment Placement Agencies benchmark (all franchise loans)7.5%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateExpress Employment Professionals/express Pers · 0.0%
• Highest ratePatrice & Associates · 36.4%

Which Employment Placement Agencies franchise brands have the highest and lowest SBA default rates?

Every Employment Placement Agencies brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.