SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Exam Preparation and Tutoring Franchise Failure Rates: SBA Loan Defaults for 4 Brands
Exam Preparation and Tutoring franchises charged off 15.3% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 4 brands: default rates ranged from Mathnasium Learning Centers (0.0%) to Tutor Doctor (36.2%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Exam Preparation and Tutoring franchises perform on SBA loans?
Across the 4 Exam Preparation and Tutoring brands tracked here, 134 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 30 were charged off — a pooled rate of 22.4% for these brands against a 15.3% benchmark for all Exam Preparation and Tutoring franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked4
- SBA 7(a) loans, FY2010–2019134
- Charged off30
- Pooled rate, these brands22.4%
- Exam Preparation and Tutoring benchmark (all franchise loans)15.3%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateMathnasium Learning Centers · 0.0%
- Highest rateTutor Doctor · 36.2%
Which Exam Preparation and Tutoring franchise brands have the highest and lowest SBA default rates?
Every Exam Preparation and Tutoring brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Tutor Doctor | 58 | 21 | 36.2% | 2.4x | 12 | 1 |
| Huntington Learning Center | 33 | 6 | 18.2% | 1.2x | 32 | 0 |
| Sylvan Learning Center | 18 | 3 | 16.7%* | 1.1x | 0 | 0 |
| Mathnasium Learning Centers | 25 | 0 | 0.0% | — | 0 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Exam Preparation and Tutoring franchises have the highest SBA default rates?
- Among Exam Preparation and Tutoring brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Tutor Doctor (36.2%), Huntington Learning Center (18.2%), Mathnasium Learning Centers (0.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Exam Preparation and Tutoring franchise SBA default rate benchmark?
- Exam Preparation and Tutoring franchise borrowers charged off 15.3% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Exam Preparation and Tutoring franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 4 brands, pooled 22.4%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/exam-preparation-and-tutoring/ · Data & methodology · Download the dataset (CSV)