SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Fine Arts Schools Franchise Failure Rates: SBA Loan Defaults for 3 Brands
Fine Arts Schools franchises charged off 8.3% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from School of Rock (0.0%) to Pinot's Palette (22.6%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Fine Arts Schools franchises perform on SBA loans?
Across the 3 Fine Arts Schools brands tracked here, 100 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 12 were charged off — a pooled rate of 12.0% for these brands against a 8.3% benchmark for all Fine Arts Schools franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked3
- SBA 7(a) loans, FY2010–2019100
- Charged off12
- Pooled rate, these brands12.0%
- Fine Arts Schools benchmark (all franchise loans)8.3%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateSchool of Rock · 0.0%
- Highest ratePinot's Palette · 22.6%
Which Fine Arts Schools franchise brands have the highest and lowest SBA default rates?
Every Fine Arts Schools brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Pinot's Palette | 31 | 7 | 22.6% | 2.7x | 6 | 0 |
| Painting With A Twist | 43 | 5 | 11.6% | 1.4x | 12 | 0 |
| School of Rock | 26 | 0 | 0.0% | — | 74 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Fine Arts Schools franchises have the highest SBA default rates?
- Among Fine Arts Schools brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Pinot's Palette (22.6%), Painting With A Twist (11.6%), School of Rock (0.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Fine Arts Schools franchise SBA default rate benchmark?
- Fine Arts Schools franchise borrowers charged off 8.3% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Fine Arts Schools franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 3 brands, pooled 12.0%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/fine-arts-schools/ · Data & methodology · Download the dataset (CSV)