SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Flooring Contractors Franchise Failure Rates: SBA Loan Defaults for 1 Brands
Flooring Contractors franchises charged off 8.9% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 1 brand: Floor Coverings International, with a default rate of 28.1%. Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Flooring Contractors franchises perform on SBA loans?
Across the 1 Flooring Contractors brand tracked here, 32 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 9 were charged off — a pooled rate of 28.1% for these brands against a 8.9% benchmark for all Flooring Contractors franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked1
- SBA 7(a) loans, FY2010–201932
- Charged off9
- Pooled rate, these brands28.1%
- Flooring Contractors benchmark (all franchise loans)8.9%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateFloor Coverings International · 28.1%
- Highest rateFloor Coverings International · 28.1%
Which Flooring Contractors franchise brands have the highest and lowest SBA default rates?
Every Flooring Contractors brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Floor Coverings International | 32 | 9 | 28.1% | 3.2x | 112 | 3 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Flooring Contractors franchises have the highest SBA default rates?
- Among Flooring Contractors brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Floor Coverings International (28.1%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Flooring Contractors franchise SBA default rate benchmark?
- Flooring Contractors franchise borrowers charged off 8.9% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Flooring Contractors franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 1 brands, pooled 28.1%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/flooring-contractors/ · Data & methodology · Download the dataset (CSV)