SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Offices of Optometrists Franchise Failure Rates: SBA Loan Defaults for 2 Brands
Offices of Optometrists franchises charged off 3.0% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 2 brands: default rates ranged from Pearle Vision (0.0%) to Pearle Vision (0.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Offices of Optometrists franchises perform on SBA loans?
Across the 2 Offices of Optometrists brands tracked here, 84 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 0 were charged off — a pooled rate of 0.0% for these brands against a 3.0% benchmark for all Offices of Optometrists franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 1 brand with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked2
- SBA 7(a) loans, FY2010–201984
- Charged off0
- Pooled rate, these brands0.0%
- Offices of Optometrists benchmark (all franchise loans)3.0%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest ratePearle Vision · 0.0%
- Highest ratePearle Vision · 0.0%
Which Offices of Optometrists franchise brands have the highest and lowest SBA default rates?
Every Offices of Optometrists brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Pearle Vision | 56 | 0 | 0.0% | — | 40 | 1 |
| Pearle Vision Center | 28 | 0 | 0.0% | — | 0 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Offices of Optometrists franchises have the highest SBA default rates?
- Among Offices of Optometrists brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Pearle Vision (0.0%), Pearle Vision Center (0.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Offices of Optometrists franchise SBA default rate benchmark?
- Offices of Optometrists franchise borrowers charged off 3.0% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Offices of Optometrists franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 2 brands, pooled 0.0%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/offices-of-optometrists/ · Data & methodology · Download the dataset (CSV)