SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Offices of Physical, Occupational and Speech Therapists, and Audiologists Franchise Failure Rates: SBA Loan Defaults for 1 Brands

4.7%

charge-off rate across offices of physical, occupational and speech therapists, and audiologists franchise SBA 7(a) loans, FY2010–2019

Offices of Physical, Occupational and Speech Therapists, and Audiologists franchises charged off 4.7% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 1 brand: OsteoStrong, with a default rate of 9.1%. Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Offices of Physical, Occupational and Speech Therapists, and Audiologists franchises perform on SBA loans?

Across the 1 Offices of Physical, Occupational and Speech Therapists, and Audiologists brand tracked here, 22 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 2 were charged off — a pooled rate of 9.1% for these brands against a 4.7% benchmark for all Offices of Physical, Occupational and Speech Therapists, and Audiologists franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

Brands tracked1
SBA 7(a) loans, FY2010–201922
Charged off2
Pooled rate, these brands9.1%
Offices of Physical, Occupational and Speech Therapists, and Audiologists benchmark (all franchise loans)4.7%
All-franchise benchmark10.2%
All SBA borrowers8.0%
Lowest rateOsteoStrong · 9.1%
Highest rateOsteoStrong · 9.1%

Which Offices of Physical, Occupational and Speech Therapists, and Audiologists franchise brands have the highest and lowest SBA default rates?

Every Offices of Physical, Occupational and Speech Therapists, and Audiologists brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

Filter brands 1 brands

Offices of Physical, Occupational and Speech Therapists, and Audiologists franchise brands — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.

Brand	Loans	Defaults	Rate	vs industry avg	Loans since 2020	Early charge-offs
OsteoStrong	22	2	9.1%	1.9x	29	0

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.

Frequently asked

Which Offices of Physical, Occupational and Speech Therapists, and Audiologists franchises have the highest SBA default rates?: Among Offices of Physical, Occupational and Speech Therapists, and Audiologists brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were OsteoStrong (9.1%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
What is the Offices of Physical, Occupational and Speech Therapists, and Audiologists franchise SBA default rate benchmark?: Offices of Physical, Occupational and Speech Therapists, and Audiologists franchise borrowers charged off 4.7% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.

Cite this page

Franchise Default Rates (2026). Offices of Physical, Occupational and Speech Therapists, and Audiologists franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 1 brands, pooled 9.1%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/industry/offices-of-physical-occupational-and-speech-therapists-and-audiologists/ · Data & methodology · Download the dataset (CSV)