SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Other Direct Selling Establishments Franchise Failure Rates: SBA Loan Defaults for 3 Brands

Other Direct Selling Establishments franchises charged off 9.6% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from Snap-on Tools (14.3%) to Matco Tools (21.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Other Direct Selling Establishments franchises perform on SBA loans?

Across the 3 Other Direct Selling Establishments brands tracked here, 70 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 14 were charged off — a pooled rate of 20.0% for these brands against a 9.6% benchmark for all Other Direct Selling Establishments franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked3
• SBA 7(a) loans, FY2010–201970
• Charged off14
• Pooled rate, these brands20.0%
• Other Direct Selling Establishments benchmark (all franchise loans)9.6%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateSnap-on Tools · 14.3%
• Highest rateMatco Tools · 21.7%

Which Other Direct Selling Establishments franchise brands have the highest and lowest SBA default rates?

Every Other Direct Selling Establishments brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.