SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Painting and Wall Covering Contractors Franchise Failure Rates: SBA Loan Defaults for 3 Brands

Painting and Wall Covering Contractors franchises charged off 10.9% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from CertaPro Painters (12.0%) to Five Star Painting (40.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Painting and Wall Covering Contractors franchises perform on SBA loans?

Across the 3 Painting and Wall Covering Contractors brands tracked here, 94 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 21 were charged off — a pooled rate of 22.3% for these brands against a 10.9% benchmark for all Painting and Wall Covering Contractors franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked3
• SBA 7(a) loans, FY2010–201994
• Charged off21
• Pooled rate, these brands22.3%
• Painting and Wall Covering Contractors benchmark (all franchise loans)10.9%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateCertaPro Painters · 12.0%
• Highest rateFive Star Painting · 40.7%

Which Painting and Wall Covering Contractors franchise brands have the highest and lowest SBA default rates?

Every Painting and Wall Covering Contractors brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.