SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Pet Care (except Veterinary) Services Franchise Failure Rates: SBA Loan Defaults for 4 Brands

6.9%
charge-off rate across pet care (except veterinary) services franchise SBA 7(a) loans, FY2010–2019

Pet Care (except Veterinary) Services franchises charged off 6.9% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 4 brands: default rates ranged from Camp Bow Wow (1.7%) to Aussie Pet Mobile (25.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Pet Care (except Veterinary) Services franchises perform on SBA loans?

Across the 4 Pet Care (except Veterinary) Services brands tracked here, 147 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 10 were charged off — a pooled rate of 6.8% for these brands against a 6.9% benchmark for all Pet Care (except Veterinary) Services franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

Which Pet Care (except Veterinary) Services franchise brands have the highest and lowest SBA default rates?

Every Pet Care (except Veterinary) Services brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

4 brands
Pet Care (except Veterinary) Services franchise brands — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.
BrandLoansDefaultsRatevs industry avgLoans since 2020Early charge-offs
Aussie Pet Mobile20525.0%3.6x470
Central Bark Doggy Day Care19210.5%*1.5x311
Dogtopia4924.1%0.6x922
Camp Bow Wow5911.7%0.2x700

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.

Frequently asked

Which Pet Care (except Veterinary) Services franchises have the highest SBA default rates?
Among Pet Care (except Veterinary) Services brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Aussie Pet Mobile (25.0%), Dogtopia (4.1%), Camp Bow Wow (1.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
What is the Pet Care (except Veterinary) Services franchise SBA default rate benchmark?
Pet Care (except Veterinary) Services franchise borrowers charged off 6.9% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.

Cite this page

Franchise Default Rates (2026). Pet Care (except Veterinary) Services franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 4 brands, pooled 6.8%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/industry/pet-care-except-veterinary-services/ · Data & methodology · Download the dataset (CSV)