SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Tire Dealers Franchise Failure Rates: SBA Loan Defaults for 2 Brands

Tire Dealers franchises charged off 7.5% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 2 brands: default rates ranged from Big O Tires (5.0%) to Big O Tires (5.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Tire Dealers franchises perform on SBA loans?

Across the 2 Tire Dealers brands tracked here, 55 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 3 were charged off — a pooled rate of 5.5% for these brands against a 7.5% benchmark for all Tire Dealers franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked2
• SBA 7(a) loans, FY2010–201955
• Charged off3
• Pooled rate, these brands5.5%
• Tire Dealers benchmark (all franchise loans)7.5%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateBig O Tires · 5.0%
• Highest rateBig O Tires · 5.0%

Which Tire Dealers franchise brands have the highest and lowest SBA default rates?

Every Tire Dealers brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.