SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Vending Machine Operators Franchise Failure Rates: SBA Loan Defaults for 3 Brands

Vending Machine Operators franchises charged off 7.8% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from WaterStation (4.8%) to Naturals2Go (25.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Vending Machine Operators franchises perform on SBA loans?

Across the 3 Vending Machine Operators brands tracked here, 76 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 12 were charged off — a pooled rate of 15.8% for these brands against a 7.8% benchmark for all Vending Machine Operators franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked3
• SBA 7(a) loans, FY2010–201976
• Charged off12
• Pooled rate, these brands15.8%
• Vending Machine Operators benchmark (all franchise loans)7.8%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateWaterStation · 4.8%
• Highest rateNaturals2Go · 25.0%

Which Vending Machine Operators franchise brands have the highest and lowest SBA default rates?

Every Vending Machine Operators brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.