SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Private Mail Centers Franchise Failure Rates: SBA Loan Defaults for 5 Brands

Private Mail Centers franchises charged off 4.9% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 5 brands: default rates ranged from The UPS Store (0.5%) to PostNet (21.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Private Mail Centers franchises perform on SBA loans?

Across the 5 Private Mail Centers brands tracked here, 512 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 12 were charged off — a pooled rate of 2.3% for these brands against a 4.9% benchmark for all Private Mail Centers franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked5
• SBA 7(a) loans, FY2010–2019512
• Charged off12
• Pooled rate, these brands2.3%
• Private Mail Centers benchmark (all franchise loans)4.9%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateThe UPS Store · 0.5%
• Highest ratePostNet · 21.7%

Which Private Mail Centers franchise brands have the highest and lowest SBA default rates?

Every Private Mail Centers brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.